Overview
We are seeking a detail-oriented Credit Analyst with a strong foundation in financial analysis and risk assessment. This role is ideal for someone with banking experience who can evaluate creditworthiness across a range of clients. While experience in commercial and agricultural lending is highly valued, we are open to considering any strong credit analyst with a solid background in a banking environment.
Key Responsibilities
- Perform in-depth credit analysis, including review of financial statements, cash flow, collateral, and repayment capacity
- Assess risk and make recommendations on loan approvals, structures, and terms
- Prepare clear and concise credit memos and reports for internal stakeholders
- Monitor existing loan portfolios and identify emerging risks or trends
- Collaborate with relationship managers and lending teams to support deal structuring
- Ensure compliance with internal credit policies and regulatory requirements
Qualifications
- Proven credit analysis experience (required)
- Prior experience working in a bank or similar financial institution (required)
- Strong understanding of financial statements, ratios, and risk metrics
- Experience with commercial and/or agricultural lending is a strong plus
- Ability to manage multiple deals and deadlines with attention to detail
- Strong written and verbal communication skills
Preferred Background
- Commercial lending experience (highly desirable)
- Agricultural lending exposure (a strong bonus, but not required)
- Demonstrated ability to analyze complex credit structures and industries
What We’re Looking For
We’re open-minded on specific industry exposure, but we’re looking for someone who understands credit fundamentals, thrives in a banking environment, and can bring thoughtful, well-supported analysis to the table.
How to apply.
Applications are submitted through TopOneHire and routed to the hiring company. TopOneHire is a publisher and listings platform — we do not screen, interview, or make hiring decisions.